Tips for purchase of Immovable Property

1. Invest your hard earned money in projects promoted by renowned developers having proven track record. Do not go by glossy brochures or attractive advertisements. Do not believe the words, "Financial institutions approved projects."

2. Check up the documents with a learned advocate. Ensure that the documents of title of the property you intend to purchase are clear. Defective title will create problems.

3. Always go for a property which has a resale value.

4. Ensure that the building has been constructed as per the sanctioned plan and deviation, if any, is in the allowed limits. Also ensure that it is not in a low-lying area or in a filled-up water body.

5. You may always rope in the services of a reputed real estate agent and fix his commission well in advance.

6. Purchase the property in a developing area. The value of land will appreciate.

7. If you prefer a ready-to-occupy flat, locate it off the main road on a wide street with adequate water supply away from slums, cinema hall, marriage hall, open drain, factories, place of worship but not very far from school, college, commercial complex, temple and hospital.

8. If you buy the flat/building under construction, visit the work site regularly and see the work progress.

9. You may not be a Vaastu believer, but purchase house or flat or land that is Vaastu-friendly from resale point of view.

10. If anyone offers flats/sites for a cheaper rate than the prevailing market rate, there may be certain hidden problems. So, you should be extra-careful on finalisation of such a property.

11. Ensure that the developer has clearance certificates from government departments viz., Electricity Board, Water and Sewage Board, etc..

12. Commencement Certificate and Occupancy Certificate are other important documents that are necessary while buying the flats.

13. Check up the genuineness of the documents with the authorities concerned in person.

14. Ensure Agreement for Sale and Sale Deed, duly stamped, executed and registered are in your possession. Both should contain fair clauses for both the parties.

15. In case of flat purchase, specification of the building, including material used, difference between the carpet area and the super built-up area are the important factors to decide the rate. Other facilities like club house, swimming pool etc., also will have to be considered.

16. Check whether there is adequate water supply and sanitary line facility.

17. In case of GPA transaction ensure the validity of GPA.

DOCUMENETS REQUIRED:

The documents required for scrutiny of the title will vary in each case. In general, the following are required to verify the title deeds of the property. However, based on these documents, further documents will also be required to come to conclusion.

Documents required for purchase of BDA property (formerly CITB):

1. Allotment Letter.

2. Receipts of payment of site value.

3. Lease-cum-Sale Agreement.

4. Possession Certificate.

5. Absolute Sale Deed.

6. Khatha certificate from the BDA.

7. Tax paid receipts from the Bangalore Development Authority.

8. Khatha Certificate from the Bangalore Mahanagara Palike (if it comes under Corporation Revenue jurisdiction).

9. Tax paid receipts from the Bangalore Mahanagara Palike.

10. Encumbrance Certificate from the date of allotment to the date of possession.

11. Re-allotment Letter/Re-conveyance Deed if property re-conveyed by the BDA.

12. Documents to prove why BDA re-conveyed the property.

The following are the documents required for purchase of Converted Revenue Lands:

1. Conversion Order issued by the Deputy Commissioner.

2. Conversion amount paid receipt.

3. RTCs for 30 years issued by the Village Accountant.

4. Tax Paid Receipts issued by the Village Accountant.

5. Documents of ownership.

6. Mutation Register Extracts.

7. Akarband/Tippani/Podi Extracts.

8. Surveys/Boundary Map.

9. Village Map.

10. Nil Tenancy Certificate.

11. Confirmation from the competent authority that there is no acquisition proceedings.

12. Layout Plan Approval by the competent authority.

13. Khatha Certificate issued by the Revenue authority.

14. Latest Tax Paid Receipts.

15. Encumbrances for the last 30 years.

16. Validity of the Power of Attorney.

17. Zonal Regulation Map.

Documents required for purchase of Agricultural Land:

1. Origin of the Property.

2. Flow of Title.

3. Mother/Parental Deeds.

4. Index of Land and Records of Rights.

5. Grant Certificate if any/Saaguvali chit.

6. RTC/Phani extracts for the last 30 years.

7. Relevant Mutations/Extract.

8. Endorsement from competent authority confirming that there is no acquisition proceedings.

9. Village map.

10. Survey map.

11. Akarband, Tippani, Poddi Extracts,

12. Relevant Sale Deeds.

13. C.D.P. Plan pertaining to the area.

14. 79 (A) & (B) Certificate under Land Reforms Act.

15. Land Tribunal Order, if any.

16. Certificate for change of survey number, if any,

17. Nil Tenancy Certificate,

18. Latest Tax Paid receipts.

19. Encumbrance Certificate for last 30 years.

20. Family Tree of the Vendor,

21. Endorsement from Tahsildar that the land does not fall under "Grant" or "Inam" category.

22. Phani of the Purchaser.

Tips for Purchasing a Home

What are you looking for in a home?
Must it be a bungalow, a condominium, an apartment or a penthouse? The actual area and size will depend on the size of your family as well as your own personal requirements. Think long term. Maybe you and your spouse require just a one-bedroom apartment at this point in time but plan to have two children later. In that case, a two-bedroom or even a three-bedroom is a better option.

Why do you need one?
Are you purchasing it to reside in it? Or do you view property as an investment and you are looking at capital appreciation. If you are buying to reside in it, you may consider a 3-bedroom apartment. But, if you are planning to rent it out, even if you can afford a 3-bedroom apartment, you may want to settle for a 2-bedroom because the chances of giving it out would be easier. Also, if you are looking at capital appreciation, you should consider making the purchase in the suburbs, where the price appreciation will be higher than in the case of prime property.

Where is it going to be?
Have you decided in which city or state you want to buy your home? Are you looking at a place where you can eventually retire? Are you considering your home town or a rural or semi-rural set-up? In that case, do you want to buy land instead and construct your own home? If you are purchasing a home in a rural set up or in an area where you are not currently residing, you may have to give a Power of Attorney to someone you trust to handle all the property matters.

If it is a resale, have you taken a good look at the inside?
Are you happy with the size of the rooms? Would your furniture fit into this house? Does this home receive adequate sunlight? Would you prefer your entrance facing a particular direction? Are you happy with the flooring, wiring and the tiling? Is the paint peeling? Has the plaster cracked? Are you happy with the plumbing? Is there any evidence of termites? Does it have adequate number of bathrooms and toilets? If you had to do work in the house, get an estimate of how much that is going to cost you.

Have you taken other factors into account?
If it is an apartment, you will have to check out the building too. Is parking available? Is it open or covered? Is there any security provided by the society? Is security provided round the clock? Do you know anything about your neighbours? Is the building well maintained? Does it have a garden? Are you on the lookout for a housing complex that also has a pool and a gymnasium? Is the monthly maintenance affordable? What about water supply? Is it 24 hours?

Are there many power cuts in the neighbourhood? What is the distance from your home to the market? Are you comfortable with it? Are you children's schools nearby? What about a hospital or nursing home? What is the distance from the main road? Would you prefer it as far away from the main road as possible. Is public transport easily available? Is there a club nearby? Is there a bank branch in the vicinity or at least an automated teller machine (ATM)? Are you happy with the greenery? How far away is it from your workplace?

Health Tips - 7 Dont's after Meal

* Don't smoke-Experiment from experts proves that smoking a cigarette after meal is comparable to smoking 10 cigarettes (chances of cancer is higher).
* Don't eat fruits immediately -Immediately eating fruits after meals will cause stomach to be bloated with air. Therefore take fruit 1-2 hr after meal or 1hr before meal.

* Don't drink tea -Because tea leaves contain a high content of acid.This substance will cause the Protein content in the food we consume to be hardened thus difficult to digest.

* Don't loosen your belt - Loosening the belt after a meal will easily cause the intestine to be twisted &blocked.

* Don't bathe -Bathing will cause the increase of blood flow to the hands, legs & body thus the amount of blood around the stomach will therefore decrease. This will weaken the digestive system in our stomach.
* Don't walk about - People always say that after a meal walk a hundred steps and you will live till 99. In actual fact this is not true. Walking will cause the digestive system to be unable to absorb the nutrition from the food we intake.
* Don't sleep immediately -The food we intake will not be able to digest properly. Thus will lead to gastric & infection in our intestine.

Contact Lenses - Alert..!

Warning to those wearing Contact Lenses. To those who wear contact lenses, remove them when you have to attend a BBQ party or whatsoever that got to do with flames...

True story about contact lenses.... It happened to a 21 year old guy, he wore a pair of contact lenses during a barbecue party. While, he was barbecuing, he stared at the fire charcoals. After a few seconds, he started To scream for help and moved rapidly, jumping up and down. No one in the Party knew why... When he arrived at the Hospital, the doctor said he'll be Blind permanently courtesy of the contact lenses that he had worn. Contact Lenses are made by plastics, and the heat from the charcoal melted his Contact lenses. So, tell all your friends.....

DO NOT WEAR CONTACT LENSES WHERE OVERHEATING AND FLAMES ARE CONCERNED...

ICE - In Case of Emergency

If you see a person met with an accident, and you want to inform his relatives, what will you do with his phone having a numerous contacts ? Which number will you try to avoid the delay ?

ICE may help you... In Case of Emergency, or ICE, is a program that enables first responders, such as paramedics, firefighters, and police officers, to identify victims and contact their next of kin to obtain important medical information.

It encourages people to enter emergency contacts in their cell phone address book under the name "ICE". Alternately, a person can list multiple emergency contacts as "ICE1", "ICE2", etc.

Lateral Thinking - Interesting Puzzle

1. If you divide 30 by half and add 10, what will be the result ?

2. A person who is living in Tanjore can not be burried in Thiruvayaaru. Why ?

3. A rectangular house has two doors in oppsite direction. Both of the doors are pointing SOUTH direction. One day, a bear enters the house. What is the colour of that bear ?

4. How many number of birthdays a common human being can have in his life ?

5. "B.C 210" was engraved on a very old coin which was kept in a museum. A numismatist aruged there is no chance to have a coin like this. Why ?




Answers:

1. 70
2. Because he still lives.
3. White. The descriptioin says that the house must be in NORTH pole and nowhere else
4. Only one
5. People who lived in B.C. 210 never knew that Jesus will born after 210 years.

Interview Questions: QTP (FAQ - Tips & Tricks)

Full form of QTP ?

Quick Test Professional

What's the QTP ?

QTP is Mercury Interactive Functional Testing Tool.

Which scripting language used by QTP ?

QTP uses VB scripting.

What's the basic concept of QTP ?

QTP is based on two concept-
* Recording
* Playback

How many types of recording facility are available in QTP ?

QTP provides three types of recording methods-
* Context Recording (Normal)
* Analog Recording
* Low Level Recording

How many types of Parameters are available in QTP ?

QTP provides three types of Parameter-
* Method Argument
* Data Driven
* Dynamic

What's the QTP testing process ?

QTP testing process consist of seven steps-
* Preparing to recoding
* Recording
* Enhancing your script
* Debugging
* Run
* Analyze
* Report Defects

What's the Active Screen ?

It provides the snapshots of your application as it appeared when you performed a certain steps during recording session.

What's the Test Pane ?

Test Pane contains Tree View and Expert View tabs.

What's Data Table ?

It assists to you about parameterizing the test.

What's the Test Tree ?

It provides graphical representation of your operations which you have performed with your application.

Which all environment QTP supports ?

ERP/ CRM
Java/ J2EE
VB, .NET
Multimedia, XML
Web Objects, ActiveX controls
SAP, Oracle, Siebel, PeopleSoft
Web Services, Terminal Emulator
IE, NN, AOL

How can you view the Test Tree ?

The Test Tree is displayed through Tree View tab.

What's the Expert View ?

Expert View display the Test Script.

Which keyword used for Nornam Recording ?

F3

Which keyword used for run the test script ?

F5

Which keyword used for stop the recording ?

F4

Which keyword used for Analog Recording ?

Ctrl+Shift+F4

Which keyword used for Low Level Recording ?

Ctrl+Shift+F3

Which keyword used for switch between Tree View and Expert View ?

Ctrl+Tab

What's the Transaction ?

You can measure how long it takes to run a section of your test by defining transactions.

Where you can view the results of the checkpoint ?

You can view the results of the checkpoints in the Test Result Window.

What's the Standard Checkpoint ?

Standard Checkpoints checks the property value of an object in your application or web page.

Which environment are supported by Standard Checkpoint ?

Standard Checkpoint are supported for all add-in environments.

What's the Image Checkpoint ?

Image Checkpoint check the value of an image in your application or web page.

Which environments are supported by Image Checkpoint ?

Image Checkpoint are supported only Web environment.

What's the Bitmap Checkpoint ?

Bitmap Checkpoint checks the bitmap images in your web page or application.

Which enviornment are supported by Bitmap Checkpoints ?

Bitmap checkpoints are supported all add-in environment.

What's the Table Checkpoints ?

Table Checkpoint checks the information with in a table.

Which environments are supported by Table Checkpoint ?

Table Checkpoints are supported only ActiveX environment.

What's the Text Checkpoint ?

Text Checkpoint checks that a test string is displayed in the appropriate place in your application or on web page.

Which environment are supported by Test Checkpoint ?

Text Checkpoint are supported all add-in environments

Interview Questions: Software Testing II

1 : With thorough testing it is possible to remove all defects from a program prior to delivery to the customer.

a. True
b. False

ANSWER : b

2 : Which of the following are characteristics of testable software ?

a. observability
b. simplicity
c. stability
d. all of the above

ANSWER : d

3 : The testing technique that requires devising test cases to demonstrate that each program function is operational is called

a. black-box testing
b. glass-box testing
c. grey-box testing
d. white-box testing

ANSWER : a

4 : The testing technique that requires devising test cases to exercise the internal logic of a software module is called

a. behavioral testing
b. black-box testing
c. grey-box testing
d. white-box testing

ANSWER : d

5 : What types of errors are missed by black-box testing and can be uncovered by white-box testing ?

a. behavioral errors
b. logic errors
c. performance errors
d. typographical errors
e. both b and d

ANSWER : e

6 : Program flow graphs are identical to program flowcharts.

a. True
b. False

ANSWER : b

7 : The cyclomatic complexity metric provides the designer with information regarding the number of

a. cycles in the program
b. errors in the program
c. independent logic paths in the program
d. statements in the program

ANSWER : c

8 : The cyclomatic complexity of a program can be computed directly from a PDL representation of an algorithm without drawing a program flow graph.

a. True
b. False

ANSWER : a

9 : Condition testing is a control structure testing technique where the criteria used to design test cases is that they

a. rely on basis path testing
b. exercise the logical conditions in a program module
c. select test paths based on the locations and uses of variables
d. focus on testing the validity of loop constructs

ANSWER : b

10 : Data flow testing is a control structure testing technique where the criteria used to design test cases is that they

a. rely on basis path testing
b. exercise the logical conditions in a program module
c. select test paths based on the locations and uses of variables
d. focus on testing the validity of loop constructs

ANSWER : c

11 : Loop testing is a control structure testing technique where the criteria used to design test cases is that they

a. rely basis path testing
b. exercise the logical conditions in a program module
c. select test paths based on the locations and uses of variables
d. focus on testing the validity of loop constructs

ANSWER : d

12 : Black-box testing attempts to find errors in which of the following categories

a. incorrect or missing functions
b. interface errors
c. performance errors
d. all of the above
e. none of the above

ANSWER : d

13 : Graph-based testing methods can only be used for object-oriented systems

a. True
b. False

ANSWER : b

14 : Equivalence testing divides the input domain into classes of data from which test cases can be derived to reduce the total number of test cases that must be developed.

a. True
b. False

ANSWER : a

15 : Boundary value analysis can only be used to do white-box testing.

a. True
b. False

ANSWER : b

Interview Questions : Testing - I

What's Ad Hoc Testing ?

A testing where the tester tries to break the software by randomly trying functionality of software.

What's the Accessibility Testing ?

Testing that determines if software will be usable by people with disabilities.

What's the Alpha Testing ?

The Alpha Testing is conducted at the developer sites and in a controlled environment by the end user of the software

What's the Beta Testing ?

Testing the application after the installation at the client place.

What is Component Testing ?

Testing of individual software components (Unit Testing).

What's Compatibility Testing ?

In Compatibility testing we can test that software is compatible with other elements of system.

What is Concurrency Testing ?

Multi-user testing geared towards determining the effects of accessing the same application code, module or database records. Identifies and measures the level of locking, deadlocking and use of single-threaded code and locking semaphores.

What is Conformance Testing ?

The process of testing that an implementation conforms to the specification on which it is based. Usually applied to testing conformance to a formal standard.

What is Context Driven Testing ?

The context-driven school of software testing is flavor of Agile Testing that advocates continuous and creative evaluation of testing opportunities in light of the potential information revealed and the value of that information to the organization right now.

What is Data Driven Testing ?

Testing in which the action of a test case is parameterized by externally defined data values, maintained as a file or spreadsheet. A common technique in Automated Testing.

What is Conversion Testing ?

Testing of programs or procedures used to convert data from existing systems for use in replacement systems.

What is Dependency Testing ?

Examines an application's requirements for pre-existing software, initial states and configuration in order to maintain proper functionality.

What is Depth Testing ?

A test that exercises a feature of a product in full detail.

What is Dynamic Testing ?

Testing software through executing it. See also Static Testing.

What is Endurance Testing ?

Checks for memory leaks or other problems that may occur with prolonged execution.

What is End-to-End testing ?

Testing a complete application environment in a situation that mimics real-world use, such as interacting with a database, using network communications, or interacting with other hardware, applications, or systems if appropriate.

What is Exhaustive Testing ?

Testing which covers all combinations of input values and preconditions for an element of the software under test.

What is Gorilla Testing ?

Testing one particular module, functionality heavily.

What is Installation Testing ?

Confirms that the application under test recovers from expected or unexpected events without loss of data or functionality. Events can include shortage of disk space, unexpected loss of communication, or power out conditions.

What is Localization Testing ?

This term refers to making software specifically designed for a specific locality.

What is Loop Testing ?

A white box testing technique that exercises program loops.

What is Mutation Testing ?

Mutation testing is a method for determining if a set of test data or test cases is useful, by deliberately introducing various code changes ('bugs') and retesting with the original test data/cases to determine if the 'bugs' are detected. Proper implementation requires large computational resources

What is Monkey Testing ?

Testing a system or an Application on the fly, i.e just few tests here and there to ensure the system or an application does not crash out.

What is Positive Testing ?

Testing aimed at showing software works. Also known as "test to pass". See also Negative Testing.

What is Negative Testing ?

Testing aimed at showing software does not work. Also known as "test to fail". See also Positive Testing.

What is Path Testing ?

Testing in which all paths in the program source code are tested at least once.

What is Performance Testing ?

Testing conducted to evaluate the compliance of a system or component with specified performance requirements. Often this is performed using an automated test tool to simulate large number of users. Also know as "Load Testing".

What is Ramp Testing ?

Continuously raising an input signal until the system breaks down.

What is Recovery Testing ?

Confirms that the program recovers from expected or unexpected events without loss of data or functionality. Events can include shortage of disk space, unexpected loss of communication, or power out conditions.

What is the Re-testing testing ?

Retesting- Again testing the functionality of the application.

What is the Regression testing ?

Regression- Check that change in code have not effected the working functionality

What is Sanity Testing ?

Brief test of major functional elements of a piece of software to determine if its basically operational.

What is Scalability Testing ?

Performance testing focused on ensuring the application under test gracefully handles increases in work load.

What is Security Testing ?

Testing which confirms that the program can restrict access to authorized personnel and that the authorized personnel can access the functions available to their security level.

What is Stress Testing ?

Stress testing is a form of testing that is used to determine the stability of a given system or entity. It involves testing beyond normal operational capacity, often to a breaking point, in order to observe the results.

What is Smoke Testing ?

A quick-and-dirty test that the major functions of a piece of software work. Originated in the hardware testing practice of turning on a new piece of hardware for the first time and considering it a success if it does not catch on fire.

What is Soak Testing ?

Running a system at high load for a prolonged period of time. For example, running several times more transactions in an entire day (or night) than would be expected in a busy day, to identify and performance problems that appear after a large number of transactions have been executed.

What's the Usability testing ?

Usability testing is for user friendliness.

What's the User acceptance testing ?

User acceptance testing is determining if software is satisfactory to an end-user or customer.

What's the Volume Testing ?

We can perform the Volume testing, where the system is subjected to large volume of data.

Tips for Keeping Your New Year’s Resolutions

If you're like many people, your New Year's resolution may be health-related. Maybe you want to lose weight, start exercising, or reduce the levels of stress in your life. Regardless of your goal, there are some techniques you can use to help you be successful in modifying your behavior.

Choose to adopt a new good behavior rather than trying to shake an engrained bad habit. In studies on behavior change, people were more willing to do something they know is right than to give up something they know is wrong.

Choose resolutions that you've been thinking about for some time. You'll be more successful than people who came up with their resolutions at the last minute (say, on New Year's Eve, for example).

Only make one or two resolutions. Any more than that and you're just setting yourself up for failure.

Make a list if the reasons why you want to change your behavior. Keep this list handy as motivation to stay on course.

Make a list of the barriers that might get in the way of your keeping your resolution and establish contingency plans.

Get support. Surround yourself with people and situations that encourage you in good behaviors. Find a friend who has a similar goal and encourage each other as you make changes in your lives. Enlist the support of your family.

Pay attention to your thinking and try to counter negative ideas like "I'll never succeed" with positive thoughts, like "Today, I made some progress."

Reward yourself for little successes along the way.

Remember, your resolutions are promises to yourself. Respect yourself and do your best to keep those promises. Take the process of behavior change one day at a time. If you can do just a little bit to get yourself going, you'll start to feel the positive effects of the change, which can lead to healthy habits that will last a lifetime.

Every year it’s the same thing - make a list of resolutions that you're determined to keep.

If you're like most people, however, by February the only thing you end up keeping is the list!

On average, only about 20% of us are able to keep our New Year's resolutions. But don't let those statistics get you down.

By following these tips you'll be better equipped to fall into the successful 20% category this year.



The information provided here is not intended to take the place of medical advice. For more information, contact your health professional.

Alert! - Virus Spreads on Google's Orkut Network

ALERT....!!!!

About 400,000 members of Google's Orkut social network have been the victims of a spam barrage spreading the W32/KutWormor virus.

The virus is hidden in a spam message containing a New Year's greeting in Portuguese. Once infected the virus spreads using hidden JavaScript and Flash code by sending the same message to connected Orkut members. It also adds the victim to an Orkut community group called "Infected by Orkut Virus."

Meanwhile, analysts with security vendor BitDefender have detected a new Trojan that hijacks Google text advertisements, replacing them with ads from a different provider. Trojan.Qhost.WU modifies the infected computer's hosts file. The modified file contains a line of code that causes the browser to read ads from a server at the given replacement address rather than from Google.

"This is a serious situation that damages users and Webmasters alike," said Attila-Mihaly Balazs, a BitDefender virus analyst, in a statement. "Users are affected because the advertisements and/or the linked sites may contain malicious code, which is a very likely situation, given that they are promoted using malware in the first place. Webmasters are affected because the Trojan takes away viewers and thus a possible money source from their websites."